Real Estate

Real Estate

Many people dream of owning their own home or land. Hearthside Bank has remained a safe and secure bank that will compete to give the lowest rate possible for your housing loan. Whether you wish to purchase a primary residence or a second home for investment purposes, vacation, or somewhere to retire, we are here to help make your dreams become reality.

We are an established bank serving customers in our area for over 91 years. We have developed strong relationships with many Realtors in each of our markets. Some specialize in lake properties, while others can guarantee you see the best farm land in the area, and many will show the perfect home for your needs.

We are fortunate enough to be nestled next to one of the most beautiful lakes in North America, Norris Lake. Norris Lake is often considered a top destination for vacation homes and retirees. Over 800 miles of shoreline, two state wildlife management areas, three state parks, boat docks, county parks, and public access areas, all come together to create endless reasons to invest in the area. The lake and the surrounding mountains provide many prime Real Estate Locations.

We, at Hearthside Bank, not only build strong relationships with realtors in our area; we also have our own Real Estate for Sale in Kentucky and Tennessee. Many of our properties border Norris Lake in Claiborne and Campbell Counties. Some of our other properties are in neighboring communities such as Harrogate and Kingsport, TN. Our properties for sale range from open lots that overlook Norris Lake, to homes ready for your family. Please contact us about any of our properties.

Use our Calculators to find your mortgage payments or to determine the cost of the property you are comfortable with buying.

Real Estate Locations

Hearthside Bank is fortunate enough to be located in some of the most breath taking scenery in the Southeast. Norris Lake is often considered a top destination for vacation homes and retirees. Listed below are some wonderful real estate opportunities for anyone searching for a second home. Hearthside Bank can provide excellent service and competitive rates on mortgage loans for Sunset Bay, Rock Harbor, Deerfield Resort, The Peninsula and many other prime real estate locations.

Sunset Bay is a waterfront community situated on Norris Lake. Amenities include a Clubhouse with a swimming pool and tennis court, a boat ramp and marina all conveniently located midway through the development. More information about Sunset Bay is available through the property owner's website,

Rock Harbor is located just off Hwy 33 just south of Tazewell Tennessee and North of Knoxville, Tennessee. Rock Harbor offers spectacular views of Norris Lake and the surrounding mountains. Amenities include a community park and boat slips.

Deerfield Resort is located on the Powell river side of Norris Lake just outside the city of Lafollette. This exclusive gated community offers a marina, swimming pool, tennis courts and an 18 hole championship golf course. Deerfield is unique in that it is the only area lake development with its own private airstrip. Visit their website at for more information.

The Peninsula is a gated upscale community located on Norris Lake. Visit their website at for more information.

Norris Lake

Here at Hearthside Bank, we find ourselves lucky to be nestled next to one of the most beautiful lakes in North America, Norris Lake. Norris Lake is formed by the Clinch and Powell Rivers and was built by the Tennessee Valley Authority (TVA). The lake touches five counties in Tennessee; Claiborne County, Campbell County, Anderson County, Grainger County, and Union County. Norris Lake extends 750 miles of shoreline and 50 miles of island shoreline and is one of the cleanest lakes in North America. Norris Lake and Norris Dam were named for George W. Norris, a US Senator from Nebraska in recognition of his service to his country.

There are many secluded coves on Norris Lake. These coves were first established as public parks by the TVA, but later were turned over to the state of Tennessee for private sale. Over 56,700 acres of shoreline have been sold for public recreation, while 35,000 acres are still used for game management areas, 3 state parks, and 59 public lake access sites. The TVA still retains 22,000 acres for future development. Hearthside Bank caters to many customers wanting loans to purchase lake properties in Sunset Bay, Overlook Bay, Rock Harbor, Lone Mountain Shores and Deerfield Resort.

Norris Lake is great for several forms of water recreation and is convenient to the Cumberland Gap National Park and the state of Kentucky. Norris Lake is now a beautiful scenic escape for many families and visitors every year from surrounding states. The surrounding mountains frame the perfectly placid waters to give a breathtaking view. Norris Lake is truly a rare and treasured find for those seeking its peaceful getaway that is within a half days driving distance. Norris Lake is known as one of the greatest areas for fishing, swimming, vacationing, boating, tubing, wakeboarding, water skiing, kayaking, canoeing, hiking, trails, camping, and anything relaxing. Recently designated as the “Marina Capital of Tennessee”, Norris Lake is home to over 20 marinas and you will always find something new with every visit. 

Norris Lake Marinas:

Beach Island Resort & Marina


Powell Valley Resort 


Blue Springs Marina


Sequoyah Marina


 Cedar Grove Marina


Shanghai Resort


 Flat Hollow Marina


Springs Dock Resort


 Hickory Star Marina


Stardust Marina


Indian River Marina


Straight Creek Dock


Lakeview Marina & Campground


Sugar Hollow Marina


Lone Mountain Marina


Twin Cove Marina


Mountain Lake Marina


Union County Marina


Norris Dam Marina


Waterside Marina


Norris Landing Marina


Whitman Hollow Marina


Let Hearthside Bank assist you with a loan to meet all your recreational needs. Whether you are looking to take a family vacation to Norris Lake, wanting a second home on the Norris Lake, or want to know more about our relationship with Norris Lake contact any of our relationship bankers or visit us at any of seven locations in Tennessee and Kentucky.


Many people dream of owning their own home or land. Hearthside Bank can offer competitive rates on loans for your home, land, or vacation home. Hearthside Bank serves Kentucky and Tennessee housing markets. While we have grown as a trustworthy, safe, and secure bank we have developed relationships with realtors in our Kentucky and Tennessee markets. To aid in your real estate search we have listed below some of the realtors.

  • AAA Realty located in Harrogate, TN. Servicing Claiborne County and all of Tennessee and serving Bell County and all of Kentucky.
  • Action Realty is located in Middlesboro, KY. They have listings for Bell County, Kentucky, Claiborne County, Tennessee and Lee County, Virginia.
  • Bisceglia Realty/ Coldwell Banker located in Middlesboro, KY services Bell, Claiborne, and Lee Counties.
  • Virginia Wilder Realty has listings in the Tri-state area. The office is located in Rose Hill, VA.
  • Ellison Realty in Sharps Chapel, TN specializes in lakefront property on Norris Lake.
  • Realty Group has offices in Middlesboro, KY and Harrogate, Sharps Chapel, and Tazewell, TN.
  • Tri-State Realty is located in Harrogate, TN with listing in the surrounding area.
  • Heartland Realty office is in Harrogate, TN. They service all of Claiborne County.
  • Realty Network services Claiborne County, Bell County, Hancock County, Grainger County, Campbell County and surrounding areas. The office is located in Harrogate, TN.
  • Mountain View Realty in Harlan, KY has listings in and around Harlan County.
  • Fields Real Estate services the Deerfield Resort area in LaFollette, TN.
  • Hack Ayers Real Estate has offices in Oneida and LaFollette, TN to serve Campbell County and Scott County, Tennessee
  • Longmire Realty specializes in farms and large acreage properties in and around Jacksboro, Tennessee.
  • Lakeside Realty, located in Tazewell, features properties for sale on Norris Lake including Norris Shores, Sunset Bay, Lone Mountain Shores, Deerfield Resort an Woodlake Golf Course.
  • Century 21 lists homes available throughout Kentucky, Tennessee and Virginia.
  • Sallie Davidson Realtors  located in London, KY.  Serving the Middlesboro area and the entire Southeast KY & Central KY regions.
  • Great Life RE Brokered By EXP Realty in Knoxville, TN specializes in Norris Lake homes, condos and lots.

Use our calculators to calculate how much you can afford.

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