Investment Services


Financial Consultant John Parker utilizes his expertise and experience to provide investment services.

We invite you to call or stop by to set up an appointment. John is available to meet with you and discuss your investment needs at any of our Hearthside Bank locations.

For a complimentary consultation call 800-354-0182.  

Visit for more information.


  • Insurance Products
    • Life Insurance
    • Annuities - Variable, Fixed, or Immediate
    • Long Term Care Insurance
  • Investment Planning
    • Retirement Planning
    • College Funding
    • Estate Planning
    • Goal Directed Planning
  • Investment Products
    • Mutual Funds
    • Stocks
    • Bonds - Treasury, Agency, Corporate, and Municipal Bonds
    • Real Estate Investment Trusts (REIT's)
    • Options
    • Unit Investment Trusts (UIT's)
  • Estate Planning


About John Parker



John Parker
Financial Consultant, RJFS 
1602 Cumberland Ave.
Middlesboro, KY 40965
T:606.242.1018 // T:423.441.9099
F: 606.242.1010


John feels driven to help others find financial peace and independence – however they define it – by taking into account their financial needs and motivations. He listens to each client carefully, ensuring the design of their plan or strategy is uniquely suited to them. John operates on the belief that clients contribute as much insight to the process as he does, as they know their own attitudes, past experiences and goals.

John began his career as a financial advisor with UBS before transitioning to Hilliard-Lyons, where he managed private client assets and small business account relationships. He went on to serve as vice president of financial services at Bank of America in Knoxville, and then as an investment consultant with Union Planters Bank. He established an investment advisory program with Hearthside Bank in 2004, the same year his wife joined his practice as a licensed sales assistant. In 2015, they transitioned to Raymond James together.

John earned his bachelor’s degree in music from Carson-Newman College, and his master’s in church music and vocal pedagogy from Southern Baptist Theological Seminary. He is a member of First Baptist Church of Middlesboro, where he teaches a Bible study class, sings in the choir and has served on numerous committees and planning groups. John volunteers his time with the Kentucky Baptist Fellowship, is a past president of the Middlesboro Rotary Club, and a past member of the Downtown Sertoma Club in Knoxville.

John was raised in Brazil, where his parents served as missionaries, but his family has always called Knoxville home. He currently lives in Middlesboro with his wife, Beth, and their children, Stephen, Sarah and Joel. In his free time, John enjoys playing guitar, singing, hiking and exploring parks and historic sites.

To learn more about this investment professional, visit FINRA's BrokerCheck.


Insurance Products

One of the risks we all face, regardless of age, is the potential for sudden illness, injury and, subsequently, the need for long-term care. All of these have far-reaching effects not just on your health, but on your way of life, your ability to earn income and on your overall finances.

Ask about our products:

  • Life Insurance
  • Annuities - Variable, Fixed, or Immediate
  • Long Term Care Insurance


Investment Planning

 - Retirement Planning

Planning for the future you always wanted - starting today
Life’s a journey; one with many twists and turns along the way. One day you’re graduating college, the next you’re leaving work behind for a new adventure. The question is: How ready are you to navigate your journey to retirement? Do you know what it takes to manage your money and help it last as long as you need it to? We do. And, we know it’s never too early to start planning for the future you imagine.

No matter what stage of life you’re in, we can help you pursue independence, freedom and the things that matter most to you. Your journey begins now. Let us help you get on your way.

 - College Funding

A higher purpose, a brighter future
You believe in the value of quality education. So do we. And we understand that the costs can be intimidating, maybe even seem out of reach, for many families. The good news is that there are a variety of investment vehicles to help bring higher education within reach – for a child, grandchild or even yourself. And although it is best to start the college investment process when your child is young, it is never too late to begin.

No matter your child’s age, what’s important is that you plan now. That’s where we can help.

 - Estate Planning

Creating your legacy and leaving your mark.
One of the greatest rewards of wealth is being able to share it with others. You’ve taken care of your own needs and wants, but it takes prudence and planning to make sure your loved ones and favorite charities last for generations. Having an estate plan to control the distribution of your assets benefits you, your family and the causes you care about and can help you mitigate potential pitfalls in the future.

We have the resources to customize a plan that not only protects your assets but also helps you share your wealth with the people and charities you care about most.

 - Goal Directed Planning

Any major life change – even a positive one – comes with its share of stress.
Regardless of the reasons, think about what direction you want (or need) to go in before you make a major decision that will affect you, your family and your financial future.

We can serve as a sounding board when considering your options and offer financial advice throughout the transition.


Investment Products

Every investment involves some risk, but the key is whether you’re willing to take on the risk for the potential reward. That’s where proper asset allocation, finding the right balance of investment strategies, comes in. Your particular mix should balance risk with reward in an effort to help you reach your goals.

By regularly monitoring and reviewing your portfolio, we can ensure you have the right balance of investments with the potential to help generate the returns you want and provide the protection you need for where you are in life.

We offer a wide range of products:

  • Mutual Funds
  • Stocks
  • Bonds - Treasury, Agency, Corporate, and Municipal Bonds
  • Real Estate Investment Trusts (REIT's)
  • Options
  • Unit Investment Trusts (UIT's)
  • Diversification and asset allocation do not ensure a profit or protect against a loss.


Estate Planning

Who needs an estate plan? The short answer is everyone.
But creating a legacy that reflects your whole life – who you are and what you’ve accomplished – doesn’t have to be a morbid task.

It can be life-affirming to preserve your family values and ensure your assets go to those closest to you and in accordance with your wishes. And perhaps the most vital aspect of estate planning is communicating your wishes with your loved ones and making sure they are thoroughly and accurately documented.


Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, and are not insured by bank insurance, the FDIC, or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal.

JWParker Financial Services, LLC and Hearthside Bank are not affiliated with Raymond James Financial Services, Inc. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site.  Contact your local Raymond James office for information and availability.  View Raymond James Corporate Privacy Notice

Check the background of this investment professional or firm on FINRA's BrokerCheck.

Links are being provided for information purposes only.  Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors.  Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

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